Average pension €620/month. Property worth €160-200K. Sitting on a goldmine, eating bread rolls. We're researching how to unlock this wealth for Slovakia's seniors.
#HomeEquity#Fintech#Retirement


Slovak households 65+ have median €3,750 in cash. But €97,000 locked in real estate. 91.7% of their wealth frozen in property they can't spend.

We're in talks with financial institutions in Czech Republic and Slovakia to pilot a lifetime home equity product for the 50+ generation. In Slovakia 91% of seniors own their home but the average pension is just €620/month.

Session randomization, institutional co-design, and user co-creation — the three pillars behind building equity release for a market that doesn't exist yet.