
CTO / Co-founder
Peter Čapkovič
Senior IT Architect, Engineering Manager, Software Engineer
Technology leader with 20+ years in enterprise systems across banking (VUB Bank), telco data monetization (Crowdspector, Market Locator), IoT (Elysium SPA), and AI platforms (PulseShape). Expert in system architecture, .NET/C#, Python, and SQL. Co-founder and CTO of Instarea, with deep experience across VUB Bank, Callinspector, SKPay, and IoT systems.
Skills & Competencies
System Architecture – SOA, Multichannel, Integration Platforms
Enterprise Banking Systems – VIAMO, Multichannel, Core Banking
Cloud & SaaS Platforms – design, scalability, security
APIs & Integration – REST, SOAP, middleware design
Data Architecture – Datamarts, MDM, Product Catalog, JUM
Programming – Java (banking apps, VIAMO, multichannel systems)
Programming – .NET / C# (intranet, interactive sales processes)
Programming – SQL (Sybase, Oracle, MS SQL, PostgreSQL) – datamarts, audit tools
Programming – Python (automation scripts, state machines, machine learning)
DevOps & CI/CD – pipelines, testing, deployments
AI/Automation – enterprise use cases, governance
Embedded / hardware (ESP8266, ATMEGA) – Smart sauna eco systems
IT Leadership – CTO, Engineering Manager (teams 10–40 people)
Solution Governance – approval of technical deliverables
Project & Program Management – enterprise banking projects
Coaching & Mentoring – analysts & developers
Experience
Project manager
·SBA @ VUB Bank2006–2011Small business application for VUB Bank.
Integration architect
·VIAMO @ VUB Bank2009–2011Money transfer and payment gateway for VUB Bank.
Solution architect
·Multichannel @ VUB Bank2011–2013Electronic distribution channels for bank (VUB).
Solution architect
·JUM @ VUB Bank2011–2013Joint User Model for VUB Bank.
Solution and IT architect / Senior Architect / Development lead / Team lead / Project Manager
·VUB Bank a.s.2003–201310 years of enterprise banking — solution architecture, development leadership, and project management.
Solution architect / Development lead
·Callinspector @ Instarea2012–2016Telco expense management system for telco operators (Slovak Telekom, Orange, O2 SK).
Solution architect / Development lead
·Crowdspector @ Instarea2015–2020Big data monetization and population analytics for telco operators (Slovak Telekom, Orange, O2 SK, T-Mobile CZ, O2 CZ, STSC Saudi Arabia).
Solution architect / Development lead
·SKPay @ Limiereo corporation2013–2016Electronic money and loyalty system with multichannel solution for bank (SPPS, Poštová Banka, Slovenská pošta).
Solution architect / Development lead / IoT HW designer
·Elysium SPA @ Elysium tech2018–2020Smart sauna ECO system, wellness — hardware + software IoT solution.
CTO & Co-founder / Architecture lead / Product development co-lead
·Instarea s.r.o.2013–2021Architecture lead across all instarea products. Co-founded and grew the engineering team.
CTO & Board member / Architecture lead
·Lumiere corporation a.s.2013–2020CTO and board member of parent holding company.
Solution architect / ML model designer & developer
·DingoDot @ DingoDot co.2021–2022Accounting automation system using deep learning models.
CTO & Co-founder / Architecture lead
·DingoDot s.r.o.2021–2022CTO and co-founder of AI-driven accounting automation startup.
Senior Engineering Manager / Solution architect
·Data lineage @ Ataccama2022–2024Data management and lineage analysis solution. Engineering management and solution architecture.
Senior Engineering Manager
·Ataccama co.2022–2024Senior engineering management role at data governance company.
Solution architect / Development lead
·Dealership Management System @ Instarea2024–PresentAutomotive information system and CMS for used car dealers (Autoniq). Back-end and database development.
Solution architect / Development lead / LLM prompt engineer
·PulseShape @ Instarea2024–PresentAI-driven company surveys & interviews (VUB). Solution architecture, back-end development, and LLM prompt engineering.
CTO & Co-founder / Architecture lead
·Instarea s.r.o.2024–PresentReturned as CTO. Architecture lead and product development co-lead across all instarea products.
Education
Software Engineering (STU FEI) Ing.