
CTO
Peter Čapkovič
Senior IT Architect & Engineering Manager
Technology enthusiast with 20+ years in enterprise systems. Expert in system architecture, banking platforms, and team leadership. Co-founder and CTO of Instarea, with deep experience across VUB Bank, Callinspector, SKPay, and IoT systems.
Skills & Competencies
System Architecture (SOA)
.NET / C#
SQL (Sybase, Oracle, PostgreSQL)
Python (ML, automation)
IT Leadership (10-40 people)
Coaching & Mentoring
Enterprise Banking Systems
APIs & Integration (REST, SOAP)
Data Architecture (MDM, Datamarts)
AI/Automation
Embedded / IoT (ESP8266, ATMEGA)
Experience
CTO & Co-founder
·Instarea2013–2021Architecture lead, development lead, product co-lead across all instarea products.
Solution Architect
·Crowspector / Market Locator2015–2020Big data monetization and population analytics for Slovak Telekom, Orange, T-Mobile CZ, STC Saudi Arabia.
Solution & IT Architect
·VUB Bank2003–2013Multichannel banking, VIAMO payment gateway, Joint User Model, SBA — 10 years of enterprise banking.
Solution Architect
·SKPay / Limiereo2013–2016Electronic money and loyalty system for SPPS, Poštová Banka, Slovenská pošta.
CTO & IoT Designer
·Elysium SPA2018–2020Smart sauna ECO system — hardware + software IoT solution.
Education
STU FEI Ing. (Software Engineering)